Should We Fear the Surge in Cash-Out Refinances?

Freddie Macrecently released theirQuarterly Refinance Statisticsreport which covers refinances through 2020. The report explains that the dollar amount of cash-out refinances was greater in 2020…

Is Now a Good Time to Refinance My Home?

With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinance. To decide if refinancing your home is the…

The Difference a Year Makes for Homeownership

Over the past year, mortgage rates havefallenmore than a full percentage point, hitting a new historic low 15 times. This is a great driver for…